Qualify Leads & Educate Clients

💰 Hello! I'm here to help you explore financial solutions and connect you with the right advisor. What financial goal are you looking to achieve?

Congratulations on taking this exciting step toward homeownership! I can help connect you with our mortgage specialists and provide some initial guidance.\n\n🏠 First-Time Buyer Information:\n\nBasic Qualification Questions:\n💵 Income & Employment - Current annual income and job stability?\n🏦 Credit Situation - Approximate credit score range?\n💰 Savings - Amount available for down payment?\n🏡 Home Budget - Target home price range?\n📍 Location - What area are you looking in?\n\nDown Payment Options:\n• Conventional - Typically 3-20% down\n• FHA Loans - As low as 3.5% down\n• VA Loans - 0% down for eligible veterans\n• USDA Rural - 0% down for eligible areas\n• First-time buyer programs - State/local assistance\n\nNext Steps Available:\n📋 Pre-qualification - Get estimated loan amount\n📊 Credit review - Understand your position\n🧮 Payment calculator - Monthly payment estimates\n👥 Advisor consultation - Speak with mortgage specialist\n📚 Buyer education - First-time buyer resources\n\nCurrent Mortgage Rates (Updated Daily):\n🏠 30-year fixed - Starting from competitive rates\n🏠 15-year fixed - Lower rates available\n🏠 ARM options - Adjustable rate products\n\nI can help you get pre-qualified and schedule a consultation with one of our mortgage specialists who can walk you through all your options! What would you like to explore first? 🏡✨